If your business sells to other businesses on credit terms of Net 60 or less, United States Equity Funding can turn your Accounts Payable invoices into cash. We can secure immediate cash flow for your business by providing cash flow against your receivables. Receivables Finance and Factoring are a form of working capital finance for businesses that has a global reach and a long history. Here are some key statistics on factoring;
- Over $2,100 billion of receivables were factored in 72 countries globally during 2010 (a 28% increase over 2009).
- This accounted for more than 4% of global GDP.
- Approximately $145 billion of receivables were factored in the United States.
Purchase Order Finance
This program is a short term commercial finance option that provides much needed capital to pay suppliers upfront to fulfill orders. Using purchase order financing gives you the ability to fulfill all your sales orders, even those that exceed your norm in volume. Financing of your supplier costs frees up you cash for critical business expenses allowing you rto deliver larger orders. All we require is a Purchase Order from a creditworthy commercial or government client to consider approval. We offer 100% financing from $200k – $25MM, if you’re a re-seller or distributor of hard goods with a purchase order that you cannot fulfill due to insufficient capital, we can help.
Unsecured Working Capital
For businesses with a consistent daily revenue stream, we offer quick access to UNSECURED working capital loans and lines of credit. Our approval process is simple and cuts out the red tape of traditional bank loans. We only require 6 months business bank statements and our one page application to consider you for approval of $10k-$250k
This program is designed as a short term loan for businesses in need of capital but in possession of valuable inventory. This creative program allows the leveraging of inventory using the value of the stock as collateral for the loan.Inventory loan financing is a method commonly used when a distributor or reseller needs additional credit and payment terms longer than 30 days in order to maintain a complete stock of inventory for immediate customer availability. Here at USEF we realize that running out of inventory will do nothing but drive customers away from a business. That is why USEF is willing to allow a business to use their current stock of inventory as collateral for future loans.